Follow @HANazirGill March 2011 | Dear Muslims

Aslam o Alaikum Muslims

Asslam o Alaikum Muslims!

Monday, March 28, 2011


April Fool’s day is biggest disease in Christians. But Muslims are trying adopts this day as their religious festival SHAME ON YOU Muslim . Lets look what is the reality of this day and what are its effects to Muslims
The history of April Fool’s Day is not totally clear. No exact date can be found pinpointing the first official celebration of the holiday. There are, however, many narrations regarding the reason the tradition is practiced., but the current thinking is that it began around 1582 in France with the reform of the calendar under Charles IX. The Gregorian calendar was introduced, and New Year's Day was moved from March 25 - April 1 (New Year’s week) to January 1.
Now lets see what Islam says about this
Allah's Messenger Our Beloved Hazrat Mohmmad (sallallahu alaihi wa-sallam) strictly forbade lying at all times. He (sallallahu alaihi wa-sallam) said: “Let he who truly believes in Allah and the Last Day speak good or be silent.” [Saheeh al-Bukharee] Moreover, he (sallallahu alaihi wa-sallam) has specifically cursed the person who lies to make people laugh, he said: “Woe be on one who speaks and lies in order to make people laugh, woe be on him.” [Abu Dawood]
There are many Ahdis and verses of Holly Quran which stop us to lie I only include one Hadis here

Dear readers Know that Islam is the only religion, which is free from faults and innovations. Such an easy religion to follow is Islam.
We have seen how Islam forbids lying even in jest, and it forbids frightening a Muslim whether in seriousness or in jest, in words or in actions.
At the end i have only one request that please dont tell a lie at any rate and boycott all these unnecessary customs that are not belongs to our religion
May Allah keep us pure from such deceptions and avoid making us the “April Fool”. Ameen.

Friday, March 18, 2011

The Future Of The Global Muslim Population

The Pew Research Center is an American think tank organization based in Washington, D.C. that provides information on issues, attitudes and trends shaping the United States and the world. The Center and its projects receive funding from The Pew Charitable Trusts. This research center issues a very comprehensive report about Muslim population projection in 2030.The Report is published on January 17 2011. Here is that report
The world's Muslim population is expected to increase by about 35% in the next 20 years, rising from 1.6 billion in 2010 to 2.2 billion by 2030, according to new population projections by the Pew Research Center's Forum on Religion & Public Life.
Globally, the Muslim population is forecast to grow at about twice the rate of the non-Muslim population over the next two decades -- an average annual growth rate of 1.5% for Muslims, compared with 0.7% for non-Muslims. If current trends continue, Muslims will make up 26.4% of the world's total projected population of 8.3 billion in 2030, up from 23.4% of the estimated 2010 world population of 6.9 billion.
While the global Muslim population is expected to grow at a faster rate than the non-Muslim population, the Muslim population nevertheless is expected to grow at a slower pace in the next two decades than it did in the previous two decades. From 1990 to 2010, the global Muslim population increased at an average annual rate of 2.2%, compared with the projected rate of 1.5% for the period from 2010 to 2030.

These are among the key findings of a comprehensive report on the size, distribution and growth of the global Muslim population. The report by the Pew Forum on Religion & Public Life seeks to provide up-to-date estimates of the number of Muslims around the world in 2010 and to project the growth of the Muslim population from 2010 to 2030. The projections are based both on past demographic trends and on assumptions about how these trends will play out in future years. Making these projections inevitably entails a host of uncertainties, including political ones. Changes in the political climate in the United States or European nations, for example, could dramatically affect the patterns of Muslim migration.

If current trends continue, however, 79 countries will have a million or more Muslim inhabitants in 2030, up from 72 countries today.1 A majority of the world's Muslims (about 60%) will continue to live in the Asia-Pacific region, while about 20% will live in the Middle East and North Africa, as is the case today. But Pakistan is expected to surpass Indonesia as the country with the single largest Muslim population. The portion of the world's Muslims living in sub-Saharan Africa is projected to rise; in 20 years, for example, more Muslims are likely to live in Nigeria than in Egypt. Muslims will remain relatively small minorities in Europe and the Americas, but they are expected to constitute a growing share of the total population in these regions.
In the United States, for example, the population projections show the number of Muslims more than doubling over the next two decades, rising from 2.6 million in 2010 to 6.2 million in 2030, in large part because of immigration and higher-than-average fertility among Muslims. The Muslim share of the U.S. population (adults and children) is projected to grow from 0.8% in 2010 to 1.7% in 2030, making Muslims roughly as numerous as Jews or Episcopalians are in the United States today. Although several European countries will have substantially higher percentages of Muslims, the United States is projected to have a larger number of Muslims by 2030 than any European country other than Russia and France.
In Europe as a whole, the Muslim share of the population is expected to grow by nearly one-third over the next 20 years, rising from 6% of the region's inhabitants in 2010 to 8% in 2030. In absolute numbers, Europe's Muslim population is projected to grow from 44.1 million in 2010 to 58.2 million in 2030. The greatest increases -- driven primarily by continued migration -- are likely to occur in Western and Northern Europe, where Muslims will be approaching double-digit percentages of the population in several countries. In the United Kingdom, for example, Muslims are expected to account for 8.2% of the population in 2030, up from an estimated 4.6% today. In Austria, Muslims are projected to reach 9.3% of the population in 2030, up from 5.7% today; in Sweden, 9.9% (up from 4.9% today); in Belgium, 10.2% (up from 6% today); and in France, 10.3% (up from 7.5% today).
Several factors account for the faster projected growth among Muslims than non-Muslims worldwide. Generally, Muslim populations tend to have higher fertility rates (more children per woman) than non-Muslim populations. In addition, a larger share of the Muslim population is in, or soon will enter, the prime reproductive years (ages 15-29). Also, improved health and economic conditions in Muslim-majority countries have led to greater-than-average declines in infant and child mortality rates, and life expectancy is rising even faster in Muslim-majority countries than in other less-developed countries.
Growing, But at a Slower Rate
The growth of the global Muslim population, however, should not obscure another important demographic trend: the rate of growth among Muslims has been slowing in recent decades and is likely to continue to decline over the next 20 years, as the graph below shows. From 1990 to 2000, the Muslim population grew at an average annual rate of 2.3%. The growth rate dipped to 2.1% from 2000 to 2010, and it is projected to drop to 1.7% from 2010 to 2020 and 1.4% from 2020 to 2030 (or 1.5% annually over the 20-year period from 2010 to 2030, as previously noted).

The declining growth rate is due primarily to falling fertility rates in many Muslim-majority countries, including such populous nations as Indonesia and Bangladesh. Fertility is dropping as more women in these countries obtain a secondary education, living standards rise and people move from rural areas to cities and towns.
The slowdown in Muslim population growth is most pronounced in the Asia-Pacific region, the Middle East-North Africa and Europe, and less sharp in sub-Saharan Africa. The only region where Muslim population growth is accelerating through 2020 is the Americas, largely because of immigration.

Falling birth rates eventually will lead to significant shifts in the age structure of Muslim populations. While the worldwide Muslim population today is relatively young, the so-called Muslim "youth bulge" -- the high percentage of Muslims in their teens and 20s -- peaked around the year 2000 and is now declining. (See the Age Structure section of the full report for more details.)
In 1990, more than two-thirds of the total population of Muslim-majority countries was under age 30. Today, people under age 30 make up about 60% of the population of these countries, and by 2030 they are projected to fall to about 50%.
At the same time, many Muslim-majority countries will have aging populations; between 2010 and 2030, the share of people ages 30 and older in these countries is expected to rise from 40% to 50%, and the share of people ages 60 and older is expected nearly to double, from 7% to 12%. Muslim-majority countries, however, are not the only ones with aging populations. As birth rates drop and people live longer all around the globe, the population of the entire world is aging. As a result, the global Muslim population will remain comparatively youthful for decades to come. The median age in Muslim-majority countries, for example, rose from 19 in 1990 to 24 in 2010 and is expected to climb to 30 by 2030. But it will still be lower than the median age in North America, Europe and other more-developed regions, which rose from age 34 to 40 between 1990 and 2010 and is projected to be age 44 in 2030. By that year, nearly three-in-ten of the world's youth and young adults -- 29.1% of people ages 15-29 -- are projected to be Muslims, up from 25.8% in 2010 and 20.0% in 1990.
Other key findings of the study include:
• Sunni Muslims will continue to make up an overwhelming majority of Muslims in 2030 (87%- 90%). The portion of the world's Muslims who are Shia may decline slightly, largely because of relatively low fertility in Iran, where more than a third of the world's Shia Muslims live.
• As of 2010, about three-quarters of the world's Muslims (74.1%) live in the 49 countries in which Muslims make up a majority of the population. More than a fifth of all Muslims (23.3%) live in non-Muslim-majority countries in the developing world. About 3% of the world's Muslims live in more-developed regions, such as Europe, North America, Australia, New Zealand and Japan.
• Fertility rates in Muslim-majority countries are closely related to women's education levels. In the eight Muslim-majority countries where girls generally receive the fewest years of schooling, the average fertility rate (5.0 children per woman) is more than double the average rate (2.3 children per woman) in the nine Muslim-majority countries where girls generally receive the most years of schooling. One exception is the Palestinian territories, where the average fertility rate (4.5 children per woman) is relatively high even though a girl born there today can expect to receive 14 years of formal education.
• Fewer than half (47.8%) of married women ages 15-49 in Muslim-majority countries use some form of birth control. By comparison, in non-Muslim-majority, less-developed countries nearly two-thirds (63.3%) of all married women in that age group use some form of birth control.
• Nearly three-in-ten people living in the Asia-Pacific region in 2030 (27.3%) will be Muslim, up from about a quarter in 2010 (24.8%) and roughly a fifth in 1990 (21.6%).
• Muslims make up only about 2% of the population in China, but because the country is so populous, its Muslim population is expected to be the 19th largest in the world in 2030.
Middle East-North Africa
• The Middle East-North Africa will continue to have the highest percentage of Muslim-majority countries. Of the 20 countries and territories in this region, all but Israel are projected to be at least 50% Muslim in 2030, and 17 are expected to have a population that is more than 75% Muslim in 2030, with Israel, Lebanon and Sudan (as currently demarcated) being the only exceptions.
• Nearly a quarter (23.2%) of Israel's population is expected to be Muslim in 2030, up from 17.7% in 2010 and 14.1% in 1990. During the past 20 years, the Muslim population in Israel has more than doubled, growing from 0.6 million in 1990 to 1.3 million in 2010. The Muslim population in Israel (including Jerusalem but not the West Bank and Gaza) is expected to reach 2.1 million by 2030.
• Egypt, Algeria and Morocco currently have the largest Muslim populations (in absolute numbers) in the Middle East-North Africa. By 2030, however, Iraq is expected to have the second-largest Muslim population in the region -- exceeded only by Egypt -- largely because Iraq has a higher fertility rate than Algeria or Morocco.
Sub-Saharan Africa
• The Muslim population in sub-Saharan Africa is projected to grow by nearly 60% in the next 20 years, from 242.5 million in 2010 to 385.9 million in 2030. Because the region's non- Muslim population also is growing at a rapid pace, Muslims are expected to make up only a slightly larger share of the region's population in 2030 (31.0%) than they do in 2010 (29.6%).
• Various surveys give differing figures for the size of religious groups in Nigeria, which appears to have roughly equal numbers of Muslims and Christians in 2010. By 2030, Nigeria is expected to have a slight Muslim majority (51.5%).
• In 2030, Muslims are projected to make up more than 10% of the total population in 10 European countries: Kosovo (93.5%), Albania (83.2%), Bosnia-Herzegovina (42.7%), Republic of Macedonia (40.3%), Montenegro (21.5%), Bulgaria (15.7%), Russia (14.4%), Georgia (11.5%), France (10.3%) and Belgium (10.2%).
• Russia will continue to have the largest Muslim population (in absolute numbers) in Europe in 2030. Its Muslim population is expected to rise from 16.4 million in 2010 to 18.6 million in 2030. The growth rate for the Muslim population in Russia is projected to be 0.6% annually over the next two decades. By contrast, Russia's non-Muslim population is expected to shrink by an average of 0.6% annually over the same period.
• France had an expected net influx of 66,000 Muslim immigrants in 2010, primarily from North Africa. Muslims accounted for an estimated two-thirds (68.5%) of all new immigrants to France in the past year. Spain was expected to see a net gain of 70,000 Muslim immigrants in 2010, but they account for a much smaller portion of all new immigrants to Spain (13.1%). The U.K.'s net inflow of Muslim immigrants in the past year (nearly 64,000) was forecast to be nearly as large as France's. More than a quarter (28.1%) of all new immigrants to the U.K. in 2010 are estimated to be Muslim.
The Americas
• The number of Muslims in Canada is expected to nearly triple in the next 20 years, from about 940,000 in 2010 to nearly 2.7 million in 2030. Muslims are expected to make up 6.6% of Canada's total population in 2030, up from 2.8% today. Argentina is expected to have the third-largest Muslim population in the Americas, after the U.S. and Canada. Argentina, with about 1 million Muslims in 2010, is now in second place, behind the U.S.
• Children under age 15 make up a relatively small portion of the U.S. Muslim population today. Only 13.1% of Muslims are in the 0-14 age group. This reflects the fact that a large proportion of Muslims in the U.S. are newer immigrants who arrived as adults. But by 2030, many of these immigrants are expected to start families. If current trends continue, the numbers of U.S. Muslims under age 15 will more than triple, from fewer than 500,000 in 2010 to 1.8 million in2030. The number of Muslim children ages 0-4 living in the U.S. is expected to increase from fewer than 200,000 in 2010 to more than 650,000 in 2030.
• About two-thirds of the Muslims in the U.S. today (64.5%) are first-generation immigrants (foreign-born), while slightly more than a third (35.5%) were born in the U.S. By 2030, however, more than four-in-ten of the Muslims in the U.S. (44.9%) are expected to be native-born.
• The top countries of origin for Muslim immigrants to the U.S. in 2009 were Pakistan and Bangladesh. They are expected to remain the top countries of origin for Muslim immigrants to the U.S. in 2030.
About the Report
This report makes demographic projections. Projections are not the same as predictions. Rather, they are estimates built on current population data and assumptions about demographic trends; they are what will happen if the current data are accurate and the trends play out as expected. But many things -- immigration laws, economic conditions, natural disasters, armed conflicts, scientific discoveries, social movements and political upheavals, to name just a few -- can shift demographic trends in unforeseen ways, which is why this report adheres to a modest time frame, looking just 20 years down the road. Even so, there is no guarantee that Muslim populations will grow at precisely the rates anticipated in this report and not be affected by unforeseen events, such as political decisions on immigration quotas or national campaigns to encourage larger or smaller families.
The projections presented in this report are the medium figures in a range of three scenarios -- high, medium and low -- generated from models commonly used by demographers around the world to forecast changes in population size and composition. The models follow what is known as the cohort-component method, which starts with a baseline population (in this case, the current number of Muslims in each country) divided into groups, or cohorts, by age and sex. Each cohort is projected into the future by adding likely gains -- new births and immigrants -- and subtracting likely losses - deaths and emigrants. These calculations were made by the Pew Forum's demographers, who collaborated with researchers at the International Institute for Applied Systems Analysis (IIASA) in Austria on the projections for the United States and European countries. (For more details, see Appendix A: Methodology.)
The current population data that underpin this report were culled from the best sources available on Muslims in each of the 232 countries and territories for which the U.N. Population Division provides general population estimates. Many of these baseline statistics were published in the Pew Forum's 2009 report, Mapping the Global Muslim Population, which acquired and analyzed about 1,500 sources of data -- including census reports, large-scale demographic studies and general population surveys -- to estimate the number of Muslims in every country and territory. (For a list of sources, see Appendix B: Data Sources by Country.)
All of those estimates have been updated for 2010, and some have been substantially revised. (To find the current estimate and projections for a particular region or country, see Muslim Population by Country, 1990-2030.) Since many countries are conducting national censuses in 2010-11, more data are likely to emerge over the next few years, but a cut-off must be made at some point; this report is based on information available as of mid-2010. To the extent possible, the report provides data for decennial years -- 1990, 2000, 2010, 2020 and 2030. In some cases, however, the time periods vary because data is available only for certain years or in five-year increments (e.g., 2010-15 or 2030-35).
The definition of Muslim in this report is very broad. The goal is to count all groups and individuals who self-identify as Muslims. This includes Muslims who may be secular or nonobservant. No attempt is made in this report to measure how religious Muslims are or to forecast levels of religiosity (or secularism) in the decades ahead.

Insha Allah i will publish all the sections of this report soon.

Very Truly Yours


Saturday, March 12, 2011

Alexander wanted You Not To Lie – So did Muhammad (SAW)

Writer Alexander Solzhenitsyn is (though he died in 1989) a Russian writer. He wrote against the oppressive regime hence spent a lot of time in jail & under oppression. He was awarded Noble prize in 1970. Alexander did not attend the ceremony personally in Sweden, only because he knew if he goes out of his country he will be denied re-entry. So he sent in his written speech. In that Alexander said a famous sentence. He said:
“I expect from an ordinary person that he will not lie, nor will he take part in or support anything that is based on lies”.
We always talk about the corruption in our system & society but do we ever look at “ourselves”? The biggest problem is that WE ourselves cheat & lie. We want our society to become good but we do not want ourselves to change. How hypocritical?
As the saying goes:
If two people in the world are corrected, the whole world will be corrected, and that is You & I.
If we want our nation (i.e. Muslims, but also applies on others) and our society to become good, we must change ourselves first. We must stop lying and we must not support corrupt activities based on it.
Muhammad SAW was asked whether a Muslim can be a coward? He answered, Yes. He was asked if a momin can be miser, he said yes. He was asked again: can a momin be a liar? Muhammad SAW replied “NO”. (Malik)
(With Apologies to those who are truthful)….

Very truly yours

Wednesday, March 2, 2011

Interest free Non Islamic Bank

I came across this interest free Swedish customer-owned Bank called JAK (Jord Arbete Kapital).  Working on the principle of “Not-for-Profit banking”, it neither pays any interest on savings nor charges any on borrowings – a principle it shares with Islamic Banking. JAK is fully registered, licensed and is operating since 1970. It’s founders were non-Muslims. It has 30 paid staff and about 30,000 members or customers. They saved a sum of € 97 million and borrowed € 86 million during the year of 2008.
JAK operates on the following fundamental principles:
    • Taking of interest is inimical to a stable economy;
    • Interest causes unemployment, inflation and environmental destruction – in some
    • Interest moves money in the long term from the poor to the rich, and;
    • Interest favours projects, often large-scale, which yield high profits in the short-term.

How True!!!
The way Bank works is:
 1- Each member pays a membership fees (very minimal)
2- Members deposit money and earn Points based on the amount & length of time money is left in the bank
3- Members can borrow money, depending on the points they acquired
4- New members can also borrow money if they can arrange two guarantors
5- Loan can also be sanctioned if one can put their property as security. A property bought through the bank loan can be used as security at 75% of the actual value
6- There is a small administrative fees (1 or 2 % of the loan) on loans which is used for running the bank.
Taking an example:
-       Member borrows 12000 for 12 months
-       Member has to pay per month = 1000 + admin fees + 1000 (additional)
-       Member would have paid back 24000 at the end of 12 months
-       The additional 12000 will be returned back to the member at the end
-       This additional money is used to give loans to others during the year
Surprisingly there are very few credit losses or defaulters. It is inspiring because we the Muslims believe in interest free trading but could not manage to implement it anywhere (to the best of my knowledge). The Islamic banking currently in practice is all based on interest bearing banking model and makes up for interest one way or the other.  We should learn from this example and setup a real interest free economy. If non Muslims can do it why can t we? After all this is not a need, rather it is Allah’s Order upon us.
Just Read JAK bank’s philosophy:
JAK’s ultimate goal is the abolishment of interest as an economic instrument and to replace it with other, less harmful ones, that are in the best interest of supporting its members in building healthy and sustainable communities.
To achieve this goal, JAK works on two fronts:
1. Ideological: – To disseminate information on the ill effects the taking of interest has on the
economy, society at large and the environment and to inform of alternatives.
2. Practical: – To administer an interest-free savings-and-loan system to show that interest-free financing is not only feasible but also quite valuable in helping to liberate people weighed down with heavy interest loans.
JAK does not operate in any country other than Sweden, though they have helped others in different countries to establish similar banks. There is plenty of information on the internet about them. Please tell about this to people in banking & finance, especially the Islamic minded.

Courtesy and Source   
My Request:
Muslim please think and try to use Islamic ways of banking.
watch the Part 1 of JAK,s 2007 Report Now

For Complete Report click Here

Very Truly Yours